Navigate Your
Coverage
With Confidence

Absolutely nothing. My services are 100% free to you. I'm compensated directly by the insurance carriers when you enroll — so you get expert, unbiased guidance at zero cost, with no obligation.

Medicare Advantage (Part C) replaces Original Medicare with a bundled plan that often includes drug coverage, dental, and vision — usually with low or $0 premiums. Medicare Supplement (Medigap) works alongside Original Medicare to fill gaps like copays and deductibles, giving you more predictable costs and freedom to see any Medicare-accepting doctor nationwide.

There are three main windows: your Initial Enrollment Period (starting 3 months before your 65th birthday), the Annual Enrollment Period (Oct 15–Dec 7 each year), and Special Enrollment Periods triggered by events like losing employer coverage. Call me and I'll tell you exactly which applies to you.

Parker and Douglas County have strong plan availability from UnitedHealthcare, Humana, Aetna, Cigna, and Kaiser — many with $0 premiums. The best plan depends on your doctors, prescriptions, and health needs. Use my plan shopping tool above or call 720-738-5679.

Medicare covers your health costs — it doesn't protect your family financially when you pass. Life insurance (including final expense / burial insurance) ensures loved ones aren't burdened with funeral costs, debts, or lost income. Many seniors find affordable coverage even at 65, 70, or beyond.